Written to be read. If anything here is unclear, email us and ask before you buy — we would rather explain it now than argue about it later.
The short version. You pay us a fixed fee. We research a specific property from public and licensed sources and send you a written report. The report is research, not a registered valuation and not financial advice, and it does not replace a building inspection, a LIM or your lawyer. If we miss our delivery window, or a report contains a demonstrated factual error material to its conclusions, you get your money back. Nothing here takes away rights you have under New Zealand consumer law.
These terms are between you and Current Analytics Limited, a company registered in New Zealand (company number 9130152, NZBN 9429051923891), registered office 185 Siena Place, RD 2, Ohoka 7692. In these terms "we", "us" and "our" mean Current Analytics Limited, and "you" means the person or organisation buying a report.
You can contact us at hello@currentanalytics.co.nz. We answer email; we do not offer phone support.
These terms apply when you buy a report from us. By completing payment you agree to them. They apply together with our Privacy statement and our How we're paid statement, both of which form part of our agreement with you.
If we have signed a separate written agreement with you, that agreement takes precedence over these terms to the extent they conflict.
We provide a written research report on a single residential property that you identify to us. Depending on which report you buy, it will contain some or all of:
Each report states the date its evidence was gathered. Property information changes; a report describes the position as at that date and we do not update it afterwards unless you buy a new one.
This section matters more than any other. Please read it.
Our reports are built from listing platforms, council and public records, rating valuation databases, market data providers and other sources named in each report. We do not control those sources and cannot guarantee they are accurate, complete or current.
Where a rank-moving figure is supported by two independent sources that agree, we label it verified. Where it rests on a single source, we label it provisional and mark it. Where something cannot be established from the available records, we say so and list it as a check for you to run — we do not fill gaps with estimates presented as fact.
We are telling you this because it is the honest description of desk research, and because it defines what you are buying: a disciplined reading of the available evidence, with its limits stated, rather than a warranty about the property.
Prices are shown on our website in New Zealand dollars and are payable in full before we begin work. Payment is processed by Stripe; we never see or store your card details.
Current Analytics Limited is not currently registered for GST, so no GST is charged on our fees and we cannot issue a GST invoice. If that changes we will say so on our website before it takes effect.
We deliver reports by email, as a PDF, to the address you give us at checkout.
Our delivery window is stated on the pricing section of our website at the time you buy, and the window begins when your payment is confirmed — not when you first contacted us.
If we need information from you before we can complete the report, we will email you and the window pauses until you reply. If the property falls outside what we can usefully research, we will tell you before starting and refund you in full.
Our refund rule: a full refund if we miss our stated delivery window, or if a report contains a demonstrated factual error material to its conclusions.
Two clarifications, offered plainly rather than buried:
If you want to cancel before we have started work, tell us and we will refund you in full. If we have already done substantial work, we will deal with you reasonably and in good faith.
Refunds are made to the card used for payment and typically take a few working days to appear.
If you are a consumer, the Consumer Guarantees Act 1993 and the Fair Trading Act 1986 give you rights that these terms do not and cannot take away. Nothing in these terms limits or excludes those rights, and if anything here appears to conflict with them, your statutory rights prevail.
If you acquire a report for the purposes of a business, the parties agree that the Consumer Guarantees Act does not apply, as permitted by section 43 of that Act, and that sections 9, 12A and 13 of the Fair Trading Act do not apply. This is a standard business-to-business allocation and it is fair for you to consider it before you buy.
Subject always to section 10:
We hold professional indemnity insurance appropriate to the work we do.
The report is prepared for you and for your own decision about the property named in it. We keep the copyright in it and in our methodology.
You may keep the report, print it, and share it with your own advisers — your lawyer, your broker, your building inspector, your partner. You may not republish it, sell it, put it on a public website, or supply it to a real estate agent or vendor as though it were an independent appraisal of their property.
We may reuse anonymised, non-identifying market analysis derived from our work — suburb-level data and methodology — in our own research and publications. We will never publish your identity, your budget, or the fact that you were interested in a particular property.
We take no commissions, referral fees, affiliate income or payment for leads from any party to your transaction. Our only revenue is the fee you pay. Our full published policy is at How we're paid, and it forms part of these terms.
How we collect, use, store and share personal information is set out in our Privacy statement. In short: we do not sell or share your enquiry, and the only people who see it are the people writing your report.
Email hello@currentanalytics.co.nz with the property address and what went wrong. We will acknowledge within two working days and give you a substantive answer within ten. If you are not satisfied, you retain every right you have under the Consumer Guarantees Act and the Fair Trading Act, and you can raise the matter with the Commerce Commission.
We may update these terms. The version in force when you buy is the version that applies to your purchase, and each version carries a number and a date. Changes are not applied retrospectively.
These terms are governed by New Zealand law and the New Zealand courts have jurisdiction. If any provision is found to be unenforceable, the rest continues to apply.