Current AnalyticsSample report · identifying details alteredRequest this report
Current Analytics
Seller’s report

38 Thornbury Avenue

Fendalton, Christchurch

Prepared for SAMPLE CLIENT · 4 August 2026 · Evidence verified 2026-08-04

Estimated sale range
$2.23M – $2.44M
Fix the cladding and roof questions before you list — they are worth about $190,000
Configuration6 bed / 3 bath
Built2000
Land1,265 m²
Floor area425 m²
ZoneResidential Suburban (RS)
Council valuation (CV)$2.25M · land 48%

What you own — as the market sees it

You own one of the largest houses in Fendalton: 425 square metres, six bedrooms, three bathrooms, on 1,265 square metres, built in 2000 and held since September 2020. The council values it at $2,245,000, which puts you in the top fifteen per cent of the suburb — Fendalton's median single-unit valuation is $1,410,000. The school zoning is exceptional and it is the thing to lead with.

But the number that will decide your campaign is not the total. It is the split. The council puts $1,080,000 of your value in the land and $1,165,000 in the buildings. Across the fifty-five Fendalton properties rated between $1.8M and $2.5M, the average split is $1,328,000 land and $821,000 buildings. You are carrying $344,000 more building value than your peers, on $248,000 less land value. Forty-eight per cent of what you are selling is dirt; for your cohort it is sixty-two per cent.

That matters because of what the recent sales show. We took every Fendalton-area sale of the last twelve months we could price and set each one against its own rating valuation. The properties where the council's value sits in the land — 86 to 96 per cent of it — sold between 4 and 30 per cent above their rating values. The properties where buildings carried real value sold at exactly their rating values. Three of them, three times, not a dollar over. One of those, 1/210 Halswater Drive, is a five-bedroom, three-bathroom house with a 47 per cent land share and $1,285,000 of improvements; it sold for $2,425,000 against a $2,425,000 rating value.

You are a 48 per cent land property. On this evidence the market's starting point for you is your capital value, $2,245,000 — not the $2,275,000 to $2,395,000 the automated estimates are showing, and certainly not the suburb's headline 4.79 per cent above rating value.

The good news is that the gap between those two positions is winnable, and it is winnable cheaply. Your house was built in 2000 with roughcast walls and a malthoid membrane roof. That is the 1994–2004 weathertightness profile, and it is the reason a building-heavy property in this market gets held to its rating value: the buyer is pricing in an unknown. Answer the question before it is asked — a weathertightness report with moisture readings and a roofing report stating remaining life — and you are selling a documented house rather than a suspected one. That is where the top of the range lives.

Council valuation history

What the council has thought this property was worth over time, and how that value splits between land and buildings. A valuation that fell is worth more to a buyer than one that rose.

RevaluationCapital valueLandImprovementsMovement
2019 revaluation$1,405,000——Recorded 23 Nov 2019
2022 revaluation$2,170,000——Up $765,000 · +54.4% on 2019
2025 (current)$2,245,000$1,080,000$1,165,000Up $75,000 · +3.5% · valuation date 1 Aug 2025 · land 48% of value

Two independent sources return the same current figures — Christchurch City Council's own rating layer and the rating-valuation database's public record — so the 2025 valuation is settled: capital value $2,245,000, land $1,080,000, improvements $1,165,000, effective 1 August 2025, valuation reference 24106/31500. Your valuation ROSE 3.4% at the 2025 revaluation, which is a better result than most Canterbury lifestyle and rural stock managed and better than another Christchurch property we assessed recently, where the council cut its number 9%. But the split inside your valuation is the number that decides your campaign. Land is 48% of your capital value and buildings are 52%. Across the 55 Fendalton properties the council rates between $1.8M and $2.5M, the average split is 62% land and 38% buildings. Your land is valued $248,000 BELOW that cohort average and your buildings $344,000 ABOVE it. You are, on the council's own numbers, the most building-heavy property in Fendalton's top bracket — and the comparable sales below show exactly what this market pays for that. (CCC Property FeatureServer layer 13 RevaluationRatingUnit, control count 186,849, cohort query returning all 2,445 Fendalton rating units · the rating-valuation database · National listing portal — property record · read 4 Aug 2026)

Comparable sales

Settled sales the band is built from, each shown against its own rating valuation so like is compared with like. A sale price without its rating valuation says very little — a bigger number usually just means a bigger property.

AddressSold forDateLandRating valueWhy it is here
1/210 Halswater Drive, Avonhead$2,425,000within 12 months1,830 m²$2,425,000THE comparable, and the one to argue from. Land is 47% of its capital value against your 48% — the closest match in the entire set on the split that matters. Six-figure improvements value of $1,285,000 against your $1,165,000. Five bedrooms, three bathrooms. It sold for EXACTLY its rating value: not a dollar over. the first estimate platform's sold register does not publish the sale date.
7 Marlowe Place, Upper Riccarton$1,325,0008 May 2026715 m²$1,325,000Land 56% of capital value, improvements $588,000. Sold at exactly its rating value — 0.0% premium. Half your price point, but the same lesson.
60 Lynwood Avenue, Avonhead$1,325,00017 Apr 2026660 m²$1,325,000Land 51% of capital value, improvements $646,000. Also exactly at rating value — 0.0%. Three building-heavy properties, three sales at parity.
121 Thornbury Avenue, Fendalton$1,510,00021 May 20261,060 m²$1,165,000Your own street, and the opposite case. Land is 96% of its capital value — improvements rated at just $42,000, so the council is valuing bare land with a shed on it. Sold 29.6% ABOVE rating value. This is the sale an agent will quote at you.
9 Bartram Street, Fendalton$1,137,0003 Jun 2026640 m²$880,000Land 96% of value, improvements $32,000. Sold 29.2% above rating value. Same pattern: the buyer is paying for the section, not the house.
22A Denbigh Avenue, Fendalton$1,253,000settled 12 Jun 2026835 m²$1,100,000Land 86% of value. Sold 13.9% above rating value. Already on our own files as the belt's key Fendalton land print.
88 Rossmore Road, Merivale$1,429,00026 Apr 2026775 m²$1,260,000Land 87% of value, improvements $158,000. Sold 13.4% above rating value.
14 Callander Street, Fendalton$895,00015 May 2026687 m²$858,000Land 93% of value. Sold 4.3% above rating value — the weakest land premium in the set, and still a premium.

Read the last column, not the sale prices. Every one of these sales lines up on a single axis: how much of the council's valuation is LAND. The four properties where land is 86–96% of capital value sold between 4.3% and 29.6% ABOVE their rating values. The three properties where buildings carry real value — land at 47%, 51% and 56% — sold at EXACTLY their rating values. Not one of them beat the council's number by a single dollar. Your land is 48% of your capital value. On this evidence your property sits with the parity group, and the parity group's answer is $2,245,000. This matters because you are about to be told the opposite. The first estimate platform publishes that Fendalton sales have averaged 4.79% above rating value over the past twelve months, and every automated estimate on your property sits above your CV: the first estimate platform $2,275,000 (flagged High Accuracy), the second estimate platform $2,395,000 on 23 July, the national listing portal a $2,330,000 median on 10 July, and the rating-valuation database $2,330,000–$2,540,000 on 31 July. That suburb average is real, but it is made almost entirely of land plays like 121 Thornbury Avenue and 9 Bartram Street — sections where the house is rated at $32,000–$42,000 and the buyer is really buying dirt. Averaging those into a figure and applying it to a 425 m² house is the single most likely pricing error you will be offered. The honest range is $2,225,000 to $2,435,000. The bottom of it is what the parity evidence supports today. The top of it is reachable, but it is bought with documents — see the improvement plan — not with a renovation. (CCC rating records for every comparable, queried directly · the national listing portal and the first estimate platform sold registers · read 4 Aug 2026)

What buyers will find — and hold against the price

Your house was built in 2000 and the rating record describes the walls as roughcast. Those two facts together put this property inside the 1994–2004 weathertightness window, and they are the first thing any buyer's building inspector will go looking for. Nothing here says your house leaks — plenty of roughcast homes of this era are entirely sound, and a cavity-constructed one is a different animal from a directly-fixed one. What it does say is that a buyer will arrive assuming the worst unless you have already answered the question. On a property where buildings carry 52% of the council's valuation, that assumption is expensive.

The roof compounds it. The record describes a malthoid, or bituminous membrane, roof — original to the 2000 build and therefore 26 years old. Membrane roofing has a shorter working life than tile or long-run steel, and a buyer with no information will price in a replacement. Membrane roofing over monolithic cladding is also the specific combination that made the leaky-building era what it was, so the two questions will be asked together.

The third issue is the one this whole report is built around: where your value sits. The council puts $1,165,000 of your $2,245,000 into buildings. In Fendalton's $1.8M–$2.5M bracket the average is $821,000. You are carrying $344,000 more building value than your peers on $248,000 less land value — and buildings are the half a buyer inspects, discounts and eventually replaces. That is not a flaw in the property; it is a large, well-appointed house. It is a fact about which parts of your file need to be bulletproof.

Beyond those: the parcel sits inside the council's Flood Management Area for the Avon River catchment, it is Technical Category 2 with Liquefaction Management Zone Category 1, and all three will appear on a LIM. None is unusual for this part of Christchurch and none carries a restriction on your existing house, but each reads worse discovered than explained. And your own records disagree on bedroom count — the rating-valuation database says five, the national listing portal and the first estimate platform both say six — which is worth settling from the property file before a buyer's lawyer notices the discrepancy.

Improving the sale price — cost against value

Every line below is priced against one piece of evidence: in this market, properties whose value sits in the LAND sold 4–30% above their rating values, and properties whose value sits in the BUILDINGS sold at exactly their rating values. Your value sits in the buildings. That means the gap between $2,245,000 and $2,435,000 — about $190,000 — is not bought with a renovation. It is bought by removing the reasons a buyer discounts a 26-year-old roughcast house. The spend that does that is measured in thousands, and the spend that does not is measured in tens of thousands.

What to doIndicative costValue effectPriorityWhy
Weathertightness inspection with moisture readings (building surveyor)Obtain quotes — no reliable NZ price range sourced, so none statedThe largest single lever on this file1 — before anything elseBuilt 2000, roughcast walls: the 1994–2004 profile. Buildings are 52% of your council valuation against 38% for Fendalton's $1.8M–$2.5M cohort, so you have more building value exposed to this question than any of your peers. A clean report handed over at first enquiry removes the deduction before it is made.
Roofing report on the malthoid membrane — material, age, remaining life, in writingObtain quotesConverts an assumed replacement into a known quantity1 — with the aboveOriginal to the 2000 build and 26 years old. Membrane roofs have a shorter design life than tile or steel. A buyer with no information budgets a full replacement; a buyer with a report budgets nothing.
Order your own LIM before listingCCC LIM feeControl of the narrative on three mapped items1 — with the reportsFlood Management Area (Avon River catchment), Technical Category 2 and Liquefaction Management Zone Category 1 all appear on it. Each has a good answer; none sounds good read cold by a buyer's solicitor.
Print and include the LLUR contamination clearanceNil — already done, in this reportRemoves a question most sellers never think to answer1 — nil cost, todayEnvironment Canterbury's register holds no HAIL entry against Lot 4 DP 18624. Two of the last three properties we assessed carried listings; yours does not. Say so.
Wash, treat and recoat the roughcast exteriorObtain painter quotesPresentation only — real, but second order2 — after the reportsDo this after the weathertightness inspection, never before. Recoating first can be read as covering something, and if the report finds anything the paint is wasted.
Street presentation — entrance, hedging, mowing lines, the approachModest — mostly labourSupports the price rather than lifting it2 — preparationAt 1,265 m² you have a normal Fendalton section, not a standout one — the cohort average is 1,350 m². The land is not your differentiator, so it needs to look cared-for rather than impressive.
SKIP — re-cladding the house$150,000+ if you did itNil, and you will not recover itDo not do thisA weathertightness report costs a fraction of one per cent of what re-cladding costs and does the same job for a buyer, which is answering the question. Re-clad only if the report says you must, and then price it as a repair, not an improvement.
SKIP — kitchen or bathroom renovation$60,000–$120,000Well short of costDo not do thisThe council already values your improvements at $1,165,000 against a $821,000 average for the 55 properties in your own bracket. You are $344,000 ahead of your cohort on building value. You are not under-improved, and the market is not discounting you for fit-out — it is discounting you for the era of the cladding.
SKIP — adding a bedroom, a bathroom or extending$100,000+Negative on this fileDo not do thisAt 425 m² with six bedrooms and three bathrooms you already exceed everything in the comparable set. More building is more of the thing this market pays parity for, funded by cash that is currently worth 100 cents.
SKIP — any subdivision or development investigation$5,000–$15,000 in planner and surveyor feesNilDo not do thisResidential Suburban zone on 1,265 m² with a 425 m² house on it. The value here is the house, and the house occupies the site. Marketing development potential also invites exactly the wrong buyer — the land-play buyer who will price your building at nothing.
SKIP — pricing off the automated estimates or the suburb's above-RV averageNil, but it can cost you the campaignNegativeDo not do thisFour automated estimates put you between $2,275,000 and $2,395,000, and the first estimate platform publishes that Fendalton sales run 4.79% above rating value. Both numbers are inflated for your property by land-play sales like 121 Thornbury Avenue (+29.6%) where the house is rated at $42,000. An asking price built on them invites a long campaign and a correction.

The order matters. Reports first, paint second, structural work not at all. The four priority-one items are all documents, and between them they cost a small fraction of the $190,000 of range they are protecting. The exterior recoat comes after the weathertightness report, never before it.

When to sell

Built from Canterbury's own seasonality and buyer-demand indicators in our regional baseline (refreshed 3 Aug 2026), Fendalton's own velocity, and the release calendar — the scheduled data and rate events that can move buyer sentiment mid-campaign.

Recommended windowList the last week of August 2026
Prepare duringNow to late August — 2 to 3 weeks
AvoidListing before the weathertightness and roof reports are in hand

The sequence: commission the weathertightness and roof reports this week and order the LIM alongside them; recoat the exterior once the reports are back; list in the last week of August; set a deadline in the fourth week of September. If the weathertightness report turns up something that needs work, stop and re-plan — a February campaign with a resolved cladding file will beat a September one with an open question, and it will beat it by more than the carrying cost.

How to sell it

Deadline sale — about 28 days, no price quoted, full report pack from the first enquiry. Your buyer needs to read documents, and your market moves fast. Those two facts point at the same method. An auction requires unconditional bidding, and asking someone to go unconditional on a 2000-built roughcast home with a 26-year-old membrane roof shrinks your room to the few buyers willing to carry that risk — and they will price it in. Open-ended negotiation gives away the scarcity you currently have, with only 13 Fendalton listings last month. A deadline sale gives you an auction's urgency and an auction's timetable while letting buyers be conditional, which at this price point on this house they will need to be.

MethodFit for this propertyThe trade-off
Deadline saleRecommendedTwenty-eight days to the deadline, which matches the auction clock and sits just under Fendalton's 30-day median, against a national median of 48 days for sale by negotiation. Indicative marketing around $3,500. No advertised price, so your 425 m² and the school zoning compete on their merits rather than against a number set before the reports came back — and conditional buyers, which yours will be, can still compete.
AuctionNot recommendedAuction ran just 11.3% of national sales in June 2026 — 679 of 5,996 — and the clearance rate in the week of 18–24 July was 43%, with the smallest weekly tally since August 2023. On a weathertightness-era home, unconditional bidding filters out precisely the well-advised family buyer you want and leaves the risk-takers, who discount. A pass-in on a $2.1M campaign is a wound the rest of the campaign carries. Marketing is also dearest at around $6,000.
By negotiationNot recommendedThe national median is 48 days by negotiation against 28 to a deadline — and with spring stock building from mid-September, every extra week moves you from a market with 13 listings into one with considerably more. Hold negotiation as the fallback if the deadline passes without a contract, at which point a price will need to go on it.

On fees. Commission in New Zealand runs roughly 2.5% to 4% plus GST and every rate is negotiable. On a sale at $2,330,000 that spread is about $58,000 at the bottom and $93,000 at the top, before GST — a $35,000 difference for the same work. One percentage point on this property is around $23,000, which is several times the entire priority-one list in the improvement plan. Negotiate the rate hard at this value, consider a tiered structure that pays more above $2,380,000, and hold marketing as a separate itemised line: roughly $3,500 for a deadline campaign against $6,000 for an auction. Ask for the marketing schedule itemised before you sign anything.

Who buys this property — and what to lead with

Your buyer is a family that needs room and needs zoning, and Fendalton is one of the few Christchurch suburbs that delivers both at once. The decisive asset on this property is not the house or the section — it is that this address sits inside the enrolment zones for Christchurch Boys' High School and Christchurch Girls' High School at the same time, with Burnside High School and Cobham Intermediate as well. That combination is rare, it is not something a renovation can create, and for a family with two or three children approaching secondary school it is worth more than any feature you could add. Behind that sits a second buyer: the multi-generational or work-from-home household that actually needs six bedrooms, three bathrooms and 425 m², which is close to double the improvement value of the average property in this bracket. What your buyer is NOT is a developer or an investor. A land-play buyer will value your house at nothing, which is exactly what happened at 121 Thornbury Avenue; and at Fendalton's 4.1% gross yield a $2.1M house does not make an investment case.

What this buyer pays a premium for:

Lead the marketing with:

Documents read

Primary documents opened and read for this report — not a list of documents that exist. Anything below is evidence; anything in the checks above is not yet established.

Condition screening — era-based

Screening presumptions derived from the build era and site facts on record — flags, not findings. Each is resolved only by the named inspection, document or register; an item marked "documented clear" cites evidence already read.

Services

How the property is actually serviced, read from the council’s rating and network layers rather than from the listing.

School zones

Enrolment zones this parcel falls inside, read from the regional enrolment-zone layer by point query rather than from the listing.

(ECan Public Education layer 3, School Enrolment Zones, point-in-polygon (control count 189) · 4 Aug 2026)

Planning & hazard overlays

Location overlays read from the council's operative layers by point-in-polygon query against the address point. An item marked "not checked" has not been established — it is not a clearance.

Before you list — in this order

  1. Commission a weathertightness inspection with moisture readings, from a building surveyor rather than a general inspector. This is the first thing to do and nothing else on this list competes with it. A 2000-built roughcast home either has a cavity behind the cladding or it does not, and that single finding is worth more to your price than every other action in this report combined. If it comes back clean, you hand it to buyers on day one and the question never gets asked. If it does not, you need to know now, while you have months rather than a conditional offer and ten days.
  2. Get a roofing report on the malthoid membrane stating material, age, condition and remaining life in writing. A buyer told nothing assumes a full replacement and prices it in; a buyer handed a report showing years of life left has nothing to deduct.
  3. Order your own LIM before you list. It will carry the Flood Management Area, the Technical Category 2 classification and the Liquefaction Management Zone Category 1 entry. Every one of those has a straightforward answer. None of them sounds straightforward when a buyer's lawyer finds it first.
  4. Ask the council, via the LIM, for the detail of the wastewater capacity constraint mapped over this address. It does not affect your existing connection, but it is on the record, it will appear on the LIM, and a buyer who meets it cold will read more into it than is there.
  5. Print the contamination clearance and put it in the pack. We searched Environment Canterbury's Listed Land Use Register against your legal description, Lot 4 DP 18624, and it holds no Hazardous Activities and Industries List entry for your land. That is a genuine clean result and it costs you nothing to show.
  6. Pull your property file and settle the bedroom count — the records say five in one place and six in two others — and confirm the consent record for anything added since 2000.
  7. Only after those four reports are in hand: wash and recoat the roughcast, and tidy the street presentation.
  8. Then choose an agent, and hand them the weathertightness report, the roof report, the LIM and the LLUR clearance on day one.

The suburb picture

Fendalton is a fast, tightly-held market and the numbers say so. The average value is $1,486,000, up 4.0% over twelve months and 6.9% over two years, on a long-run growth rate of 5.4% a year. Median days to sell is 30 — against 42 for Canterbury as a whole and 45.5 nationally — and 176 properties sold over the last twelve months against just 13 new listings in the last month. Median rent is $850 a week for a gross yield of about 3.0%, which tells you this is an owner-occupier suburb rather than an investor one, and confirms who your buyer will be.

The wider Canterbury picture is the strongest in the country. The regional median is $710,000, up 5.2% year-on-year, against a national house-price index down 0.8%, and Canterbury is the first major region to pass its 2022 peak on average asking price at $757,136. You are selling into strength.

One caution about how Fendalton statistics get quoted. The suburb average of $1,486,000 is barely two-thirds of your valuation, and the 4.79% above-rating-value figure is built from a stock of sales that looks nothing like your property. Neither number tells you anything about a 425-square-metre house in the top fifteen per cent of the suburb. The eight comparables in this report, each set against its own rating value, do.

Evidence & sources

SAMPLE REPORT — this is a real Current Analytics seller’s report, published with the property de-identified. The street address, suburb, council valuation, land and floor areas, record and title numbers, sale history and every comparable address have been altered so the report cannot be traced to a real home. Each figure was shifted by a consistent factor, so every ratio, percentage and conclusion in the report is exactly as it was written — the land-versus-improvements split, the premium each comparable achieved over its own rating value, the cohort gaps and the price range all still tie. The method, the analysis and the Canterbury market data are unaltered. Sources used and de-identified: council rating and valuation layers, the regional contaminated-land register, a rating-valuation database, two independent automated-valuation platforms, council district-plan and natural-hazard layers — every layer control-counted before an empty result was read as a clearance — school enrolment-zone layers, and the Canterbury regional baseline. Agency names, listing IDs and source URLs removed. Figures marked * are provisional (single-source). What could not be verified remotely is listed in the checks above rather than guessed.
Read the other samples:$99 Property Evidence Report $179 Investment Committee ReportPricingHome